This act of grace removes ____ from the account of the believer.

• A. Sins and Guilt
• B. Debts
• C. Sins
• D. Faults

Answer: (C)

Grace in salvation forgives and erases the sins in the believer’s ledger. The imagery is that of a record-keeping God who counts the offenses against us, and when grace acts—by forgiveness and cleansing—we have those sins removed from the account. This is the immediate effect of grace: the sins themselves are wiped away, restoring the relationship with God.

Debts is a related metaphor, but the standard expression focuses on removing the sins themselves, not just the obligation. Faults refer to ongoing weaknesses that sanctification works on over time, not the decisive act of erasing sins from the record. Guilt often accompanies sin, but the prompt highlights the removal of sins in particular, which is best captured by the term sins.